Come Talk To Us About Cash Flow Finance For Your Business.

Bright On Capital is an alternative small business lender that provides businesses with a range affordable working capital funding solutions of up to R3,5 million, enabling entrepreneurs to confidently pursue larger orders and explore greater business opportunities.

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Bright On Capital Is An Authorised Financial Services Provider And Registered Credit Provider (NCRP7586)

Bright On Capital is an alternative small business lender that provides businesses with a range affordable working capital funding solutions of up to R3,5 million, enabling entrepreneurs to confidently pursue larger orders and explore greater business opportunities.

Our Business Loan Products:

1

Product description

Get a loan of up to 80% of the value of your selected invoices, with the remaining 20% paid to you when your customer pays the invoices.

2

Application of funds

For when you’re running short of cash or urgently need funds to meet upcoming expenses like rent, payroll, or even getting started on your next project.

3

Loan Repayment

The loan is repaid when your client pays your invoices

Bright On

Invoice Finance

Access up to 80% of your invoice value in less than 4 hours when accessing your facility


Calculate Your Rate

Invoice Value 50000
Loan Duration (Expected Payment Period) 30 (days)
You will receive

0

Interest payable

0

Fees payable

0

Residual payable to you

0

How it works Apply Now

Minimum Loan Criteria

Your business has generated more than R250 000 in revenue over the past 12 months

Your business has at least a 6-month trading history

Your business has a track record of supplying goods and services to corporates, other commercial businesses or public sector entities

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